> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spendin.app/llms.txt
> Use this file to discover all available pages before exploring further.

# List refund destinations

> Account numbers and addresses are always masked.



## OpenAPI

````yaml /openapi.json get /v1/refund-destinations
openapi: 3.0.0
info:
  title: Spendin Merchant API
  description: Cross-border remittance and financial services API
  version: '1.0'
  contact: {}
servers:
  - url: https://api.spendin.app
    description: Production
security:
  - api-key: []
tags: []
paths:
  /v1/refund-destinations:
    get:
      tags:
        - refunds
      summary: List refund destinations
      description: Account numbers and addresses are always masked.
      operationId: RefundsController_listDestinations
      parameters: []
      responses:
        '200':
          description: ''
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/RefundDestinationResponseDto'
      security:
        - api-key: []
components:
  schemas:
    RefundDestinationResponseDto:
      type: object
      properties:
        id:
          type: string
        currency:
          type: string
          example: USDT
        type:
          type: string
          enum:
            - BANK_ACCOUNT
            - CRYPTO_ADDRESS
        bank_name:
          type: object
          example: Guaranty Trust Bank
          nullable: true
        bank_code:
          type: object
          example: '058'
          nullable: true
        account_number_masked:
          type: object
          example: '******6789'
          nullable: true
          description: Masked — last 4 digits only
        account_name:
          type: object
          example: ACME LTD
          nullable: true
          description: Bank-confirmed name
        network:
          type: string
          enum:
            - TRON
            - BSC
          nullable: true
        address_masked:
          type: object
          example: TXyz...abcd
          nullable: true
          description: Masked — first 6 / last 4
        is_verified:
          type: boolean
          example: true
          description: Bank accounts only — crypto addresses cannot be verified
        is_active:
          type: boolean
        created_at:
          type: string
        updated_at:
          type: string
      required:
        - id
        - currency
        - type
        - bank_name
        - bank_code
        - account_number_masked
        - account_name
        - network
        - address_masked
        - is_verified
        - is_active
        - created_at
        - updated_at
  securitySchemes:
    api-key:
      type: apiKey
      in: header
      name: X-API-Key

````