Get an indicative rate
curl --request GET \
--url https://api.spendin.app/v1/rates \
--header 'X-API-Key: <api-key>'import requests
url = "https://api.spendin.app/v1/rates"
headers = {"X-API-Key": "<api-key>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {'X-API-Key': '<api-key>'}};
fetch('https://api.spendin.app/v1/rates', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.spendin.app/v1/rates",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"X-API-Key: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api.spendin.app/v1/rates"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("X-API-Key", "<api-key>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://api.spendin.app/v1/rates")
.header("X-API-Key", "<api-key>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.spendin.app/v1/rates")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["X-API-Key"] = '<api-key>'
response = http.request(request)
puts response.read_body{
"settlement_currency": "USDT",
"destination_currency": "GHS",
"rate": 12.2265,
"mid_market_rate": 12.35,
"spread_percent": 1,
"rail": "CRYPTO",
"source": "indicative",
"as_of": "2026-07-20T09:41:00.000Z"
}rates
Get an indicative rate
Live, non-binding mid-market-derived rate for a corridor. Carries no commitment and excludes fees — create a quote for the amount actually payable.
GET
/
v1
/
rates
Get an indicative rate
curl --request GET \
--url https://api.spendin.app/v1/rates \
--header 'X-API-Key: <api-key>'import requests
url = "https://api.spendin.app/v1/rates"
headers = {"X-API-Key": "<api-key>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {'X-API-Key': '<api-key>'}};
fetch('https://api.spendin.app/v1/rates', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.spendin.app/v1/rates",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"X-API-Key: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api.spendin.app/v1/rates"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("X-API-Key", "<api-key>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://api.spendin.app/v1/rates")
.header("X-API-Key", "<api-key>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.spendin.app/v1/rates")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["X-API-Key"] = '<api-key>'
response = http.request(request)
puts response.read_body{
"settlement_currency": "USDT",
"destination_currency": "GHS",
"rate": 12.2265,
"mid_market_rate": 12.35,
"spread_percent": 1,
"rail": "CRYPTO",
"source": "indicative",
"as_of": "2026-07-20T09:41:00.000Z"
}Authorizations
Query Parameters
Settlement currency (USDT or NGN)
Example:
"USDT"
Destination currency
Example:
"GHS"
Response
Indicative rate
Example:
"USDT"
Example:
"GHS"
Destination units per 1 settlement unit (after spread)
Example:
12.2265
Mid-market rate before spread
Example:
12.35
Example:
1
Available options:
CRYPTO, BANK_TRANSFER Example:
"CRYPTO"
Example:
"indicative"
Example:
"2026-07-20T09:41:00.000Z"